Blog
Burglary Prevention
The days are getting warmer, the nights are growing nicer and soon it will be a fine time for everyone to be out and about again…including burglars. According to the U.S. Bureau of Justice, there were 27.6 burglaries per 1,000 households in 2011. That number actually represents a decrease from the previous years, but there…
Potholes
Spring seems to finally be arriving, and with the melting snow comes … potholes. Those pesky holes in the road that can cause damage to cars, and even injury to people. The good news is, pothole damage is usually covered by insurance, provided you have collision coverage. Collision coverage, an optional portion of a standard…
Insuring “Toys”
It has been a long, cold winter here in Minnesota. But, if the weatherman is to be believed, temperatures here could be close to 50 degrees within the next week or so. THAT has us thinking about summer, and all of those cool summertime toys people are eager to start pulling out of storage. Maybe…
Keep The Heat On!
Thinking about saving a little money while you’re away by turning off your heat? DON’T. We don’t know about you, but we’re pretty much at the point where, if we hear the words “Polar Vortex” again this year, we might just be tempted to start kicking our wastepaper basket around the office. It’s has been…
Preventing Frozen Pipes
This winter, much of the country has experienced extremely cold temperatures. Living in Minnesota, we know that the cold is not just uncomfortable, but it can be dangerous — to us, our cars, our pets — and our homes! Many people ended up dealing with record-breaking cold and on top of that, frozen pipes that…
Business Insurance Beyond the Basics
It’s great to own your own business – at least we like it. It comes with freedom and flexibility that you don’t always get when working for someone else. But there are also some hidden pitfalls and dangers in owning a business – things that are not covered by General Liability Insurance that the average…
Is your business “Cyber Liable”? Probably.
We don’t want to scare you, Halloween being over and all, but we were talking about “Cyber Liability” the other day- and thought that, if you own a business, you should know this stuff. If your business does ANYTHING on the web, then you run the risk of being held liable. And, if you think…
Condo Insurance Considerations
Insuring a house is usually a straightforward process…but insuring a condominium or townhouse can often be a little trickier. As you begin the process of purchasing condo insurance coverage, you’ll depend on your insurance agent to be aware of, and save you, from some of the pitfalls. The most important question is: what, exactly, is…
Know the Lay of the Land: Why being local helps.
Most clients can buy insurance one of two ways. They can buy direct from the carrier, working with a computer program, or they can go with a local agent. A couple of weeks back, we were able help customer get insurance on their dream house…simply because we: A) Knew the areaB) Had a good relationship…
Pioneers
Covered Wagon. Based on photo by By B.D.’s world via Wikimedia Commons Stand on the main street of most of our small Minnesota towns, employ just a little bit of imagination, and our frontier heritage comes sharply into focus. Today, that building on Main Street might be an art supply store, but it’s easy to see…
Do you have a hole in your business insurance policy?
A hole in your business insurance can cost you big money. Can you do anything to help plug these holes? There are times at Fortress when we look at a business insurance policy and find sizable coverage holes in about 5 minutes. Having a hole in your coverage means that, while you are paying your…
Ah, spring! When our thoughts turn to … potholes?
Spring seems to finally be arriving, and with the melting snow comes, no, not birds and flowers but … potholes. Those pesky pits in the road may not seem like a big deal, but they can cause damage to cars, and even injury to drivers and riders. If you have collision insurance, then the good…
